NASSP Professional Liability Insurance & Legal Fee Reimbursement
Protection. Security. Reliability.
NASSP’s in-dues professional liability insurance program affords members peace of mind. The insurance policy provides professional liability coverage for claims filed against each eligible member of NASSP.
There are no premiums payable by members or their schools for this plan. Members of unified states receive $2 million in coverage; members of nonunified states receive $1 million in coverage and may purchase an additional $1 million in coverage for $25 per year.
To view the policy form for your state, including coverage details, benefits, eligibility requirements, limitations and exclusions, and upgrade options (if any), visit the NASSP member insurance program website.
In the event of a claim, a representative of the AmeriTrust Group Inc. ( a member company of Forrest T. Jones), will assign counsel and defend civil suits in which you are named in your capacity as a principal or school administrator. You will be covered for defense and indemnification for the covered claim, but you will be responsible for eligible expenses (other than lost earnings) and judgment amounts up to the limit of the policy.
Your continuous, uninterrupted membership in NASSP is required to receive benefits under the policy. You must be a member of NASSP at the time the incident resulting in a professional liability lawsuit occurs and at the time the claim is made.
NASSP’s policy includes a generous legal benefits program, which provides up to $10,000 for the reimbursement of legal expenses incurred when a member is subject to a job-related, due-process proceeding.
The professional liability policy will not extend to the following circumstances:
Claims arising out of the use, operation, maintenance of any vehicle (including buses and vans), aircraft and watercraft
Where the member is acting as an independent consultant or as a school board member
Where the injury arises out of a contract other than the member's professional employment contract as a principal
Incidents where it is found that the member acted fraudulently, with malicious purpose or intent, or with deliberate indifference resulting in foreseeable physical or mental harm
Claims filed by one NASSP member against another NASSP member
Imposition of fines, penalties, exemplary or punitive damages
Criminal matters, except as detailed below.
This list is not exhaustive, but represents the more common exclusions upon which claims may be denied.
A member charged with a criminal citation arising from acts occurring in his or her professional capacity as a principal, may receive a reimbursement up to $14,500 for legal expenses incurred in his or her defense, provided the member is found not guilty of the charges.
To make a claim
To initiate a claim for legal representation or reimbursement of legal expenses, contact NASSP's professional liability insurance administrator, Forrest T. Jones & Company, at 800-821-7303, ext. 1123, or send a written request to:
NASSP Legal Benefits Program Administrator
c/o Forrest T. Jones & Company, Property & Casualty Department
P.O. Box 418131
Kansas City, MO 64141-8131
You also may send information by fax: 816-968-0600.
When calling and in all correspondence, please identify yourself as an NASSP member and indicate that you may need assistance under NASSP's professional liability insurance program.